We are a 100% subsidiary of DOCOMO Digital Germany GmbH and part of the leading Japanese mobile operator NTT DOCOMO.
Integrated into the structure of this global organization, we are strategically positioned as an international transaction bank - online and mobile for Europe, and for the SEPA region in particular. Our aim is to take financial services to the next level using future-orientated technologies. We are a special bank with flat hierarchies, which enables us to react flexibly to the challenges in the changing financial sector.
We have a European-wide full banking license and we are a principal member" of the two leading credit card companies MasterCard and VISA, holding the licenses for card issuing and acquiring. We provide comprehensive national debit services, multi-domestic direct debit (national and SEPA) and secure multi-currency credit card acquiring services. We have the capacity to provide automatic and seamless multi-currency acquiring services for all types of card-based transactions. We issue both our own card products as well as a large number of tailor-made co-branding solutions for cooperation partners.
Since 2011, we have been offering invoice and instalment payments together with selected partners. This business area has had double-digit growth rates over recent years. As a bank in Germany, our service can be implemented across borders in almost all SEPA countries. We are a “first mover” with our tailor-made model and we can support our partners with our mature systems and standardized processes.
We are specialised in products that are innovative and tailored to the needs of individual target groups. The FinTech Enabling business unit concentrates on financial solutions such as factoring, acquiring, issuing, direct debit business and white label banking. At present, we maintain various relationships with business partners, such as payment service providers, merchants, insurance companies, sales organisations, etc.
Our customers can be assured: we keep our promises.
We can be reached easily, which allows us to react quickly.
Individuality and flexibility are our biggest strengths when it comes to developing solutions.
A good team is the way to assure efficient and satisfying working.